We fully understand the problems experienced by some people with financial difficulties when it comes to getting a competitive mortgage deal. If you have a bad credit history such as CCJs or defaults, or personal debt, your mortgage options can be severely limited and, in the worst case scenario, you may be declined altogether. This is why we have teamed up with Charcol, so you can benefit from their expert advice.
By using Charcol to find you a mortgage, you will benefit from their expertise and lender relationships so that your options are truly maximised. Indeed, in many cases, they will be able to get you the right mortgage without you having to pay any lender fees up-front, so that you’re not financially disadvantaged in any way. In fact, Charcol will do their utmost to get you a mainstream mortgage rather than one specifically aimed at those with an adverse credit history.
Charcol will do all the work for you - such as evaluating your history of bad credit, negotiating with lenders on your behalf and managing the whole process through to completion. They are committed to helping those people with a poor credit history to find new mortgages, regardless of the effort involved.
All you have to do is call our adverse credit mortgage team now on 0845 413 1054 - free of charge. The typical APR for adverse credit business is 8.6% APR.
Charcol also has a long association with the UK’s leading debt management charity, the Consumer Credit Counselling Service (CCCS). They train their counsellors and help many of their clients to find solutions to debt through adverse credit mortgages.
Charcol is one of the biggest mortgage brokers in the UK and, as such, hold a great deal of weight with lenders. They can often get people with bad credit mortgage offers that other brokers can’t. Charcol's team constantly helps people with unsecured loans and credit card debts to consolidate their position with a remortgage, reducing their monthly outgoings and getting them back on a solid credit foundation again.
To take advantage of this free service call us now on 0845 413 1054.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.