As a first-time buyer mortgages can be very confusing. It's therefore very important that you get the right first-time buyer mortgage with the right interest rate and terms.
It is worth looking at all the various deals available as well as types such as fixed rate mortgages, capped rate mortgages and tracker mortgages.
It's also important, as a first-time buyer, that you are sure of how much you can afford pay each month and what effect a rise in interest rates may have on your monthly payments if you are paying a variable rate mortgage.
Our section with mortgage calculators will help you make a decision on how much you can afford each month.
Select from the list below to find out more about the different types of mortgages or call us for a no obligation chat on 0800 066 5570.
Charcol is not authorised to offer investment advice. We recommend you seek professional advice with regard to these topics if you believe they may affect you.