• Skip to navigation
  • Skip to content
  • Charcol Mortgages
  • Mortgage Search
  • Best Buys
  • Calculators
  • Guides
    • House buying
    • Mortgage types
    • Applying for a Mortgage
    • Remortgaging
    • Buy to let
    • Credit problems
  • Enquire
  • Apply online
Customer LogoutCustomer LoginCustomer Login

Mortgage types

There are a large number of different mortgage options on the market - all suited to different lifestyles and circumstances. It can be confusing understanding all the features of the different products and knowing which one to choose.

You can choose the type of mortgage you'd like - Discount mortgages, Capped, Fixed Rate, Tracker, Cash Back, Flexible/CAM, 100%, First Time Buyer, Self Certification or Buy To Let. Or if you're wondering which type of mortgage might best suit you, try our What mortgage suits me calculator.

When choosing a mortgage you need to decide:

  • Do you want a repayment or interest only mortgage?
  • What type of interest rate calculation do you want?
  • What other special features suit you?
  • If you're looking at an interest only mortgage - what type of repayment vehicle suits you?

Just click the links below for more information:

  • Repayment or interest only?
  • Interest rate options
  • Other features
  • Repayment methods

Charcol is not authorised to offer investment advice.  We recommend you seek professional advice with regard to these topics if you believe they may affect you.

  • Step 1: Searching out the right mortgage
  • Step 2: How to apply
  • Step 3: Your dedicated Mortgage Associate

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

  • Terms of business
  • Privacy statement
  • Contact us
  • FAQs

This service is brought to you in partnership with Charcol. Charcol is a trading name of @Charcol Limited. @Charcol Limited is an appointed representative of Charcol Limited which is authorised and regulated by the Financial Services Authority (FSA reg. 427339). This site is only directed at persons within the UK. Calls may be recorded for training and monitoring.