What mortgage? - Mortgage Calculator

This calculator is designed to help you select a mortgage that is right for your own particular circumstances.

It is important to remember that the results provided by the calculator are based on your responses and that your circumstances may change over time. We therefore recommend that you explore the impact of different answers to help you assess the right product.

Enter your details and click calculate

How much of your net income will be taken up with your mortgage payments?

Is your (or your joint income if applicable) likely to rise or reduce over the next few years? If so how?

Are your outgoings likely to increase or reduce over the next few years? If so how?

How likely is it that you will be able to repay the mortgage early?

Would you like to be able to vary your monthly payments? If so, by how much?

How attractive is knowing your payments will not go above a specified level if interest rates go up?

How attractive is a cash lump sum when your mortgage completes, even if this means your monthly payments could be quite higher?

And finally, do you have a strong view about the direction of interest rates going forward?

This is not a quotation under the Consumer Credit Act. Figures are subject to validation of income, credit checks and a property valuation.

Use our online quote system to find the right mortgage for you, or view our Best Buy tables. Alternatively, let one of our mortgage experts handle it for you. They'll find the right mortgage for you and manage the mortgage process from start to finish.