A Self-cert mortgage is where you confirm your income without the need for independent verification and are generally for self-employed people, those who have irregular earnings, or those whose income comes from a number of different sources. The good news is that they no longer need to cost the earth; competitive self-certification mortgage rates are now offered by many mainstream lenders.
Our Best Buy table below gives you a quick reference to some of the most competitive self employed mortgage options available on the market today.
Apply online free
At Charcol, once you’ve decided which online mortgage deal to go with, you can apply online too.
And our team will help you with the forms, and liaise with lenders and solicitors, all the way to completion, all for free.
Apply using the ‘details’ option above or search for other options below.
Talk to an expert
Not sure who would be the best mortgage lender, or which is the best mortgage rate for you?
Talk to one of our experts.
Our experts will decide which is the best mortgage rate for you. We’ll then take you through the whole process to completion.