A UK offset mortgage or current account mortgage uses the balance in your everyday savings or cheque account to reduce what you owe on your mortgage on a daily basis.
Our selection of the best current account mortgage deals and the best offset mortgages available to Charcol are displayed in our Best Buy table below.
Apply online free
At Charcol, once you’ve decided which online mortgage deal to go with, you can apply online too.
And our team will help you with the forms, and liaise with lenders and solicitors, all the way to completion, all for free.
Apply using the ‘details’ option above or search for other options below.
Talk to an expert
Not sure who would be the best mortgage lender, or which is the best mortgage rate for you?
Talk to one of our experts.
Our experts will decide which is the best mortgage rate for you. We’ll then take you through the whole process to completion.